Business Details
17 Years
experience
Your Trusted Partner for Financial Solutions
CU Financial is a dedicated advisory firm committed to delivering the highest standard of professional financial advice and mortgage broking services. With over five decades of combined experience in financial services, our team prioritises building strong relationships to understand client goals and deliver tailored solutions. We specialise in strategic financial planning, investment advice, superannuation, retirement planning, and wealth protection while maintaining a network of major banks and specialist lenders. Our philosophy of integrity and long-term relationships ensures clients receive high-calibre advisory services aligned with their unique financial journeys.We operate from Sydney's CBD and serve clients across Australia, offering expertise in SMSF loans, personal risk insurance, tax-effective strategies, and intergenerational wealth transfer. Our team includes industry-recognised professionals with postgraduate qualifications and certifications, ensuring clients benefit from proven expertise and holistic financial solutions.
Services
Financial Planning
Mortgage Broking
Retirement Planning
Investment Advice
Superannuation
SMSF Services
Insurance Planning
Annuities
Wealth Management
Tax Strategies
Details
- Year established: 2009
Highlights and features
- We offer over 30 years of experience in financial services and mortgage broking.
- Our team includes Certified Financial Planners and postgraduate-qualified professionals.
- We provide tailored advice aligned with your unique financial goals and circumstances.
- We work with a broad network of major and specialist lenders to secure optimal finance solutions.
- Our holistic approach integrates financial planning, mortgage broking, and wealth protection.
Associations and certifications
- Financial Planning Association
- FINSIA
Services
Financial Planning
Our financial planning services focus on creating tailored strategies to achieve long-term financial goals. We assess your current financial situation, risk tolerance, and objectives to develop comprehensive plans covering retirement, investments, tax efficiency, and wealth protection. With expertise in SMSF management and intergenerational wealth transfer, we ensure your financial roadmap aligns with your aspirations. Our approach combines technical knowledge with a client-first philosophy to deliver actionable, sustainable outcomes.
Mortgage Broking
We offer mortgage broking services to secure competitive home, investment, and commercial loans. By leveraging relationships with major and specialist lenders, we identify financing solutions tailored to your borrowing capacity and goals. Our process includes pre-approval guidance, loan application assistance, and ongoing support for refinancing or restructuring. We prioritise transparency and market insight to ensure optimal funding outcomes without upfront fees for most services.
Retirement Planning
Retirement planning at CU Financial focuses on achieving your desired lifestyle post-retirement. We analyse income needs, tax implications, Centrelink entitlements, and estate planning to create strategies that maximise financial security. Our advice covers pension structures, annuities, and tax-effective income streams, ensuring your savings support your retirement goals while minimising risks and preserving capital for future generations.
Superannuation & SMSF
We specialise in superannuation and SMSF management, offering advice on contributions, tax strategies, and investment structures. Our services include SMSF setup, compliance, and investment management to optimise retirement savings. We help clients navigate regulatory changes, reduce fees, and implement strategies like salary sacrifice or personal deductible contributions to enhance wealth accumulation.
Investment Advice
Our investment advice focuses on building diversified portfolios aligned with your risk profile and financial objectives. We utilise direct equities, ETFs, and managed funds to create tax-efficient strategies that prioritise capital preservation and long-term growth. Regular reviews ensure your investments adapt to market changes and evolving personal circumstances, delivering sustainable returns while minimising unnecessary costs.
People
Anjan Das
Founder / CEO
Anjan Das has over 33 years of experience in financial services, including 17 years as a financial planner. A Certified Financial Planner and Fellow of FINSIA, he founded CU Financial in 2009 after a career at a credit union. He specialises in retirement planning, SMSFs, and wealth protection.
John Menezes
Mortgage Broker / Financial Planner
John Menezes is a CPA Australia member with qualifications in finance and mortgage broking. With 20 years in corporate finance, he transitioned to mortgage broking in 2013 and expanded into financial planning in 2019. He focuses on holistic advice, including personal insurance and wealth creation.
Questions
What services does CU Financial Planning offer?
We provide financial planning, mortgage broking, retirement planning, investment advice, SMSF management, insurance planning, and wealth protection tailored to your needs.
How do you tailor financial advice to individual clients?
We prioritise understanding your unique goals, risk tolerance, and circumstances to create customised strategies aligned with your financial aspirations.
What mortgage options are available through your broking service?
We offer home loans, investment loans, SMSF loans, personal loans, and vehicle financing through a network of major and specialist lenders.
Do you assist with Centrelink and aged care planning?
Yes, we provide advice on maximising Centrelink benefits, aged care funding, and accessing concession cards to support retirement planning.
What qualifications do your advisers hold?
Our team includes Certified Financial Planners, FINSIA members, and professionals with postgraduate qualifications in financial planning and accounting.
Reviews (1)
Simons George
Nov 03, 2017
Report
I found Anjan (the principal financial planner ) to be impatient and uncooperative of basic tasks, absolutely will never recommend him anyone.
Regards Simons
Regards Simons
