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Specialised Insurance for Professional Photographers
Established to meet the unique needs of professional photographers, we specialise in tailored insurance solutions that protect both equipment and business operations. Our expertise spans photographic equipment coverage, public liability, professional indemnity, and studio insurance, ensuring photographers can work with confidence domestically and internationally. With over a decade of experience serving clients since 2010, our team understands the specific risks faced by photographers in diverse environments, from remote locations to urban studios. We prioritise personalised service through monthly payment schemes and competitive quotes, backed by partnerships with leading insurers.Our commitment to client satisfaction is demonstrated through seamless claims processes, as evidenced by testimonials highlighting rapid equipment replacement and cost savings. As a division of WSC Insurance Brokers Pty Ltd, we operate under Australian Financial Services Licence No. 342385, maintaining transparency through detailed Product Disclosure Statements. Our focus remains on delivering comprehensive coverage that adapts to evolving industry needs while preserving cash flow for creative professionals.
Services
Photographic Equipment Insurance
Public Liability Cover
Professional Indemnity Insurance
Studio Insurance
Business Interruption Cover
Drone Insurance
Worldwide Equipment Cover
Highlights and features
- Specialised industry broker with tailored photography insurance solutions
- Competitive quotes on business insurance packages
- Monthly payment schemes to preserve cash flow
- Proven claims handling with rapid equipment replacement
- Personalised service backed by industry expertise
Associations and certifications
- Australian Financial Services Licence No. 342385
What people say
Saved $500+ annually
Best insurance company
Minimum interruption
Replacement equipment waiting
Personalised service
Services
Photographic Equipment Insurance
Protects professional photography equipment against accidental loss, damage, theft, and transit risks. Includes worldwide coverage and premium funding options. Covers drones under 5kg with additional premium, ensuring photographers maintain operational continuity during shoots.
Public Liability Cover
Covers legal liabilities for third-party injuries or property damage during shoots. Includes incidents like trip hazards in studios or equipment-related accidents. Provides financial protection for legal fees and compensation claims arising from negligence.
Studio Insurance
Comprehensive protection for photography studios against fire, theft, and business interruptions. Includes replacement glass, electronic equipment cover, and defined event risks. Ensures operational continuity after unexpected incidents affecting premises.
Professional Indemnity Insurance
Safeguards against financial loss claims from clients due to professional errors. Covers scenarios like lost memory cards or scheduling failures. Provides legal defense costs and compensation for breach of professional duty claims.
Worldwide Equipment Cover
Extends equipment protection for photographers working internationally. Includes transit coverage and location-based theft protection. Subject to policy limits on overseas duration while maintaining Australian residency requirements.
Questions
Do photographers need insurance?
Professional photographers require insurance to cover equipment risks and public liability claims. Public Liability and Portable Equipment insurance are typically prioritised.
What insurance products suit photographers?
Key products include Photographic Equipment Insurance, Public Liability, Professional Indemnity, and Studio Insurance. Coverage depends on business size and operational risks.
How to determine equipment coverage sums?
Sums insured should reflect current Australian replacement costs. Review annually and maintain receipts for accurate valuation of photographic equipment.
Is overseas equipment cover available?
Yes, with limits on overseas duration. Coverage requires Australian residency and includes transit and location-based risks for professional photographers.
Why use a specialised insurance broker?
Specialist brokers access exclusive products and provide industry expertise. They offer tailored policies and personalised service for photographers' unique insurance requirements.
Reviews (6)
Bev Chapman
Dec 14, 2021
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My husband broke down near Plymouth - they drove him ten miles to salts and left him there - said they can't get another driver. the driver made him sit in the car which was bouncing all over the place whilst he had his kid in the front at midnight ! I don't think it is even legal - terrible service
do not believe the good reviews I am certain they are fabricated
do not believe the good reviews I am certain they are fabricated
Sherry Arora
Nov 09, 2021
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Awful! Don't even bother calling their customer service, the staff are useless and have no customer service orientated service as such! Just spoke to a lady called Emma Ship - and it was like talking to a machine!
Em Ma
Oct 25, 2021
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Diabolical company. Continued to renew my policy even though I informed them not to and did not consent to policy renewal and then had the audacity to charge admin fees. Disgusting customer service involving numerous emails trying to sort the problem out.
Plainly obvious this is just a money grabbing company with underhand methods. Do not trust these con artists and anyone who works for them
Plainly obvious this is just a money grabbing company with underhand methods. Do not trust these con artists and anyone who works for them
Fabiana Delcanton
Aug 25, 2021
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Had an exceptional experience with Eversure claiming for a camera incident. They fwded my details to the claim handler called Karen who was not just a lovely lady but sotted my case out within a week. Went from a camera broken in half to a brand new camera from 1 friday to another. Really really pleased! Thanks guys
Gary Bampfield
Aug 08, 2021
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Terrible service took out initial policy on touring caravan and discussed that the van storage location would be changed within a month which was agreed would not be an issue moved caravan and eversure refused to insure van at new location. Didn't get full refund and never received original policy documents to start with.
Angela Margetts
Aug 06, 2021
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Do not buy from this company, absolutely horrendous to deal with, there happy to take your money and not give it back even when you have valid reason to cancel just 13 working days after start of policy. Took all money and no gesture of pro rata refund.... will never use again, avoid like the plague!,
