Illawarra Mortgage Brokers

The business was established in 1998. In that time, we have seen a lot of changes in the mortgage broking industry and also changes in the lending policies of the many lenders that we have on our lending panel. We like the challenging aspects of finding the best lending solutions available to our clients and then having them understand how we arrived at our recommendations.

Do you have a family member who has a property in Australia and who is willing to be your guarantor?* This article will explain why sometimes it doesn't pay you to wait to apply for a Renovation Loan. Please read on to discover why a lot of Australians are getting on with the job of renovating their home sooner, rather than later.

Due to the bank's being more competitive and offering cheaper interest rates along with low fees or no fees, refinancing may be worth looking at. There can be many benefits of refinancing your loan to another lender, who has a cheaper interest rate and even less fees, or no ongoing fees at all.

The benefits of refinancing and reducing your interest rate should not be underestimated as the savings can take years off your loan and save you tens of thousands of dollars over the course of your loan.Any one of these tips might save you money, we would like to see if you can have several of these benefits.

One of our most popular loans. We have assisted our clients with hundreds of debt consolidation loans over the past 16 years. Debt Consolidation Loans make a lot of sense once you crunch the numbers. A mortgage interest rate is normally much cheaper than a personal loan rate or credit card rates and combining these debts can save you quite a lot of money.

Providing you the security of knowing what your repayments will be on the bulk of your debt, therefore protecting you against rate increases, yet allowing you flexibility at the same time. A split home loan is also known as a structured home loan. The basic principle behind this loan is that you might take two or more products from the same bank in order to maximise benefits to yourself.