Basic variable loans typically offer lower interest rates and fewer features than the standard variable loans. You often have the option to pay for any additional feature required. Interest rates and repayments will vary throughout the loan term. Under a fixed rate loan, the interest rate is fixed for a specified period, usually between one and five years.
This loan gives you the certainty of knowing exactly what your monthly repayments will be and peace of mind knowing the repayments won't rise. However you won't benefit if rates go down during the fixed term. First time home buyers face some significant challenges in entering the property market, not least the basic task of saving for their deposit.
This loan gives you the certainty of knowing exactly what your monthly repayments will be and peace of mind knowing the repayments won't rise. However you won't benefit if rates go down during the fixed term. First time home buyers face some significant challenges in entering the property market, not least the basic task of saving for their deposit.
Services
About
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At Connolly Finance Pty Ltd, we provide Broking Services on a range of Mortgage & Financial Loans for Individuals, Small Businesses & Corporations. Since establishing his own Financial Planning business 15 years ago, Chris increasingly saw a need to provide his clients with more appropriate debt structures.
Loans
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Connolly Finance has access to over 500 financial products from more than 30 lenders covering a myriad of requirements - from home loans for repeat and first home buyers to first time and astute investors - we are perfectly placed to help guide you through the available options by listening to your needs, undertaking a comprehensive review of your current financial position and then providing a clear, detailed and comprehensive investment strategy for you to put in place.
Borrower Types
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No matter what type of Borrower you are - a 1st home buyer, a property upgrader, a first time or experienced property investor, self employed or an expat living overseas, the experienced team at Connolly Finance are perfectly placed to help you create wealth building strategies that work. Take advantage of our wealth of experience and contacts to adjust, amend or commence your wealth creation strategy today.
First Time Buyers
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Today's first homebuyers not only have access to more information and expertise but also to a variety of different loan products to help them achieve that dream. First homebuyers are a vital cog in the real estate wheel and they can become property owners with the right advice and expert assistance.
Property Upgraders
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You may have run out of space or your house might be in an urgent need of an upgrade. If you're at the point where your home no longer meets your needs then you face one of life's big decisions: to renovate or relocate.
If the challenges of renovation appear insurmountable (due the condition of the house including the wiring, structural flaws and the ever present concern of over capitalising) or you'd like to move to a new area (to be nearer the children's school for example) then the options to relocate (upgrade) or, if you love your location but cant stand your house, to knock-down/re-build are worth considering.
If the challenges of renovation appear insurmountable (due the condition of the house including the wiring, structural flaws and the ever present concern of over capitalising) or you'd like to move to a new area (to be nearer the children's school for example) then the options to relocate (upgrade) or, if you love your location but cant stand your house, to knock-down/re-build are worth considering.
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