Business Details
Your Trusted Partner for Accounting and Tax Solutions
Cotsford & Ma is a dedicated accounting firm based in Hawthorn, Melbourne, committed to delivering tailored financial advisory services. With over two decades of combined experience, our team prioritises integrity and long-term partnerships, working closely with individuals and businesses to understand their unique needs. We specialise in accounting compliance, tax planning, self-managed super funds, and commercial advisory services, offering strategic solutions to help clients achieve their financial goals. Our proactive approach ensures clients receive forward-thinking advice aligned with evolving regulatory landscapes. We pride ourselves on our deep understanding of tax structures, superannuation strategies, and business growth, serving diverse industries including property investment, healthcare, and technology.Our commitment to excellence is reflected in our personalised service, industry-specific expertise, and ongoing support for clients at every stage of their financial journey. We actively engage with the local community through sports and professional committees, reinforcing our dedication to both professional and personal accountability. Clients trust us for our transparency, technical proficiency, and ability to simplify complex financial matters into actionable plans. Our focus on continuous learning ensures we remain at the forefront of tax legislation and industry best practices. Whether supporting startups, established businesses, or retirees, we deliver customised solutions that maximise financial outcomes while maintaining compliance.
Services
Tax Planning & Advice
Self Managed Super Funds
Commercial Advisory
Bookkeeping Services
Accounting Compliance
Business Structure Advice
SMSF Administration
Payroll Processing
Financial Forecasting
ATO Registrations
Highlights and features
- We offer over 20 years of experience in tax and accounting advisory.
- Our team delivers tailored strategies aligned with individual client goals.
- We specialise in complex tax structures and superannuation planning.
- Our proactive approach ensures compliance with evolving legislation.
- We provide industry-specific expertise for property, healthcare, and tech sectors.
Associations and certifications
- Accredited Self Managed Superannuation Fund Auditor
Services
Tax Planning & Advice
We provide comprehensive tax planning services to optimise individual and business tax outcomes. Our expertise includes investment structuring, capital gains tax concessions, and international tax compliance. Clients benefit from proactive strategies that ensure legislative adherence while minimising liabilities.
Self Managed Super Funds
Our SMSF specialists offer end-to-end solutions including fund establishment, compliance, and pension management. We help clients maximise retirement outcomes through tailored strategies for property investment, debt structuring, and estate planning within superannuation frameworks.
Commercial Advisory
We deliver strategic guidance for business growth, covering budgeting, cash flow management, and mergers & acquisitions. Our industry-specific insights support informed decision-making for companies in healthcare, property, and technology sectors seeking sustainable expansion.
Bookkeeping Services
Our bookkeeping solutions include software setup, payroll processing, and customised reporting. Using platforms like Xero and MYOB, we ensure accurate financial record-keeping tailored to business needs, improving operational efficiency and compliance.
Accounting Compliance
We manage tax compliance requirements including income tax, GST, and payroll tax obligations. Our services ensure timely ATO registrations, accurate activity statements, and adherence to WorkCover and employment regulations for seamless business operations.
People
Hayden Cotsford
Accountant
Hayden has 20+ years' experience advising businesses and property investors on tax strategies. He specialises in structuring solutions for growth phases and retirement planning, combining technical expertise with community engagement through local sports committees.
Derek Ma
Accountant
Derek is a CPA and accredited SMSF auditor with global industry experience. He provides tailored advice for aged care, medical practices, and tech firms, balancing professional excellence with outdoor pursuits and international travel.
Questions
What accounting software do you support?
We support Xero, MYOB, and Quicken, offering setup, training, and integration solutions tailored to your business needs.
Do you handle international tax compliance?
Yes, we provide advice on cross-border tax obligations and international business operations for Australian clients.
Can you assist with SMSF property investments?
We specialise in SMSF borrowing arrangements for residential and commercial property acquisitions and management.
What industries do you specialise in?
We have expertise in property investment, healthcare, technology, and retail sectors, offering tailored financial strategies.
How do you stay updated on tax legislation changes?
Our team participates in ongoing professional development to maintain compliance with evolving superannuation and tax laws.
What are your consultation hours?
We offer appointments Monday to Friday, 9am–5:30pm, with after-hours availability by prior arrangement.
Reviews (6)
Rob Jack
Feb 21, 2021
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Efficient and effective, with personalised service and great attention to detail. Every question and concern is answered with friendly and prompt service.
Emma Moad
Jul 03, 2020
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Derek and his team are fantastic. Extremely proactive, no question is too much trouble. They make everything easy to understand, and are really reliable, not to mention lovely to work with. Couldn't recommend them more highly.
Matthew Mills
Oct 14, 2019
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Derek and the team have been looking after my business since we opened in 2017. They're on the ball, always available and great team to work with.
Hadi Yousefi
Jul 01, 2019
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We started working with them last year and never thought it would have such a positive effect on our business. Rene Strzyg is very professional and always available to provide helpful consultation not only regarding business accounting but also about financial planning and strategies. Highly recommended!
Rslvic Reform
Jun 07, 2018
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Spot on the best taxation and accounting advise to date. The team is very approachable and take you on the journey.
Jackie Sikic
Nov 04, 2017
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Attentive, thorough and knowledgeable advice. I can attribute so much of my business' success to Derek. Wouldn't go anywhere else.
