Business Details
36 Years
experience
Trusted Financial Advisers in Young & Canberra
Back to Back Financial Planners has dedicated over three decades to empowering clients through informed financial decision-making. Established in 1990, our practice prioritises understanding individual client goals, aspirations, and concerns to develop tailored strategies. Our team of specialists, including certified financial planners and paraplanners, collaborates to deliver comprehensive advice across wealth creation, retirement planning, and estate management.We maintain a unique partnership with Halletts Chartered Accountants, ensuring integrated financial and compliance support. Our fee structure operates on transparent, fixed-price models with no product commissions, reflecting our commitment to client-centric outcomes. With offices in Young and Canberra, we serve clients across NSW and the ACT, fostering long-term relationships built on trust and expertise.
Services
Wealth creation strategies
Retirement planning
Wealth management
Personal insurance
Investments
Estate planning
Debt management
Business planning
Superannuation advice
SMSF management
Details
- Year established: 1990
Highlights and features
- We offer over 30 years of experience in client-focused financial planning.
- Our team provides tailored strategies aligned with personal life goals.
- We collaborate with accountants for holistic financial and compliance support.
- Transparent fixed-fee pricing with no product commissions.
- Dedicated specialists handle every aspect of your financial journey.
Associations and certifications
- Australian Financial Services Licence 232706
- Certified Financial Planner
What people say
Empowering financial decisions
Personalised strategies
Expertise across services
Changed our financial future
Dedicated team support
Services
Wealth creation strategies
We develop customised wealth creation plans by analysing your financial position and long-term goals. Our strategies focus on tax-effective investments, diversified portfolios, and risk management. Clients benefit from ongoing reviews to adapt to changing circumstances and market conditions.
Retirement planning
Our retirement planning service assesses your desired lifestyle, income needs, and existing assets. We create sustainable withdrawal strategies while optimising superannuation and pension entitlements. Regular reviews ensure your plan remains aligned with evolving regulations and personal circumstances.
Estate & succession planning
We help structure your affairs to protect assets and ensure smooth wealth transfer. This includes wills, power of attorney arrangements, and business succession frameworks. Our approach minimises tax liabilities while respecting your wishes for beneficiaries.
Personal insurance
We evaluate your protection needs through comprehensive risk assessments. Our recommendations cover life, trauma, disability, and income protection policies. We ensure adequate coverage while avoiding unnecessary costs through regular policy reviews.
Superannuation & SMSF
We optimise superannuation strategies for accumulation and pension phases. For self-managed super funds, we provide compliance guidance, investment structuring, and trustee support. Our advice aims to maximise retirement outcomes within regulatory frameworks.
People
Justine Back
Practice Principal / Financial Planner
Certified Financial Planner with 32 years' experience. Holds Graduate Diploma in Financial Planning from Deakin University. Leads a team of 30+ professionals across NSW and ACT. Passionate about holistic financial advice.
Paul Reilly
Financial Planner
Specialises in goal-oriented financial planning. Helps clients achieve long-term objectives through strategic wealth management. Focuses on creating tailored solutions for motivated individuals seeking financial security.
Jacob McCudden
Financial Planner
Certified Financial Planner with technical expertise in investment strategies. Prioritises client relationships and emotional understanding in financial decision-making. Holds Bachelor of Business from RMIT University.
Elisecia Smith
Practice Manager
Manages client implementation processes. Ensures smooth execution of financial plans. Focuses on client satisfaction through efficient paperwork management and team coordination.
Alecia Denniss
Senior Paraplanner
Specialises in creating comprehensive advice documents. Combines analytical skills with client education to deliver actionable financial strategies. Focuses on achieving measurable client outcomes through detailed research.
Questions
What financial services do you specialise in?
We specialise in wealth creation, retirement planning, estate management, personal insurance, and superannuation advice tailored to individual client needs.
How are your financial planning services charged?
We use transparent fixed-fee pricing with no commissions on investment products, ensuring unbiased advice aligned with client interests.
Do you work with existing accountants?
Yes, we collaborate with your chosen accountant or partner with Halletts Chartered Accountants for integrated financial and compliance support.
How often are financial plans reviewed?
We conduct regular reviews to adapt strategies to changing circumstances, typically annually or when significant life events occur.
What areas do you service?
We serve clients across NSW and ACT with offices in Young and Canberra, offering both in-person and virtual consultations.
Reviews (2)
Andre Gagnon
Oct 27, 2019
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I was recommended mike by a family member. I didnt see the results promised. He transfer money into an account after I specifically said not to use that account. But worst of all he told my ex that I had a lot of money and that she should get a really good lawyer to try and go after it. Even tho we werent married. Thanks mike!
Brad Buckenham
Jun 28, 2019
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I have had the pleasure of dealing with Mike and his Team for the past 10+ years. They are nothing but professional, courteous, and result driven. I would not hesitate to recommend Bradley Financial to anyone looking for investment, estate planning or life insurance guidance/advice. I have entrusted Mike with my hard earned $$ and I sleep well at night knowing that I am in good hands. Special thank you to Brandi, Brenda & Cassie as well. Keep up the great work guys!!
Brad Buckenham
Brad Buckenham
